Protects the Insured against legal liability, regulatory enforced remediation and environmental damage resulting from its business whether as a result of a sudden and accidental or a gradual pollution event. Coverage can extended to include remediation of own premises where required by the appropriate regulatory authority, business interruption as well as transportation activities.

Intended for

  • Manufacturing and industrial facilities
  • Bulk storage and warehouse facilities
  • Waste treatment and disposal facilities
  • Commercial sites, including hospitals, shopping centres, laboratories, hotels, and housing developments
  • National or multinational companies

Covered Risks

  • Restoration or remediation of biodiversity damage to third-party sites.
  • Defence and assessment of biodiversity damage claims.
  • Mitigation of loss costs to prevent the worsening of a pollution incident early on.
  • Loss arising from gradual, as well as sudden and accidental pollution conditions.
  • Clean-up costs (on-site and off-site); include repair/rebuild costs to first-party property damaged during clean up.
  • Third-party bodily injury and third-party property damage caused by pollution release.